The positive of it

Ever since the recession has hit the world, I have only heard the bad stories. Folks going out of jobs, houses' valuation going down the drain - doom and gloom.

Amidst all this, there has a been a positive change too.

All those nasty cold calls that one had to put up with at the most inconvenient time; those calls that peddled credit-cards, personal loans are gone now :).

Banks are actually interested in doing a credit-worthiness check!